Gateway Mortgage uses our access to over 100 lenders nationwide to ensure you get the best loan possible. We offer ALL types of loans to fit the needs of anyone looking to purchase or refinance a home.
Loans guaranteed by a private lender or the two government-sponsored enterprises — Fannie Mae and Freddie Mac. Down payments can be as low as 3%
Government backed loans guaranteed by the FHA (Federal Housing Association). Down payments can be as low as 3.5%
Government backed loans guaranteed by the VA (Department of Veterans Affairs). These loans are only offered to members or veterans of the United States Armed Forces. No down payments required.
Government backed loans guaranteed by the USDA (United States Department of Agriculture). These loans focus on rural housing and improving the quality of life in U.S. rural communities. No down payments required and special considerations for credit scores.
Conventional loans that surpass the limits set by the FHFA (Federal Housing Finance Agency). These loans are designed to finance luxury properties and homes.
First-Time Homebuyer Loans
These loans are designed specifically for first-time home buyers and offer special offers for down payments – as low as 3%
15 Year Fixed-Rate Mortgage
Pay your loan off quicker with steady monthly payments over a 15-year time period. These loans offer down payments as low as 5% and lock in rates at the time of purchase.
30 Year Fixed-Rate Mortgage
Steady monthly payments over a 30-year time period. These loans offer down payments as low as 5% and lock in rates at the time of purchase.
These types of loans offer lower interest rates & payments for a designated period of time. Save money over a short to medium term with ARM loans.
Pay only the interest on your loan for a certain period of time.