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“I like the new tagline ‘…where you send your friends.’ I’ve done that…often…and I’m glad I did.”

Alan Stiffelman
Consolidated Financial Investments, Inc.

I’m in the financial services business and have known Ryan Sandvoss both professionally and personally for a long time…nearly 20 years. Over the years Ryan has handled at least four or five loans for me personally. I know he has also helped a number of other people that we know together, but one of the things I like about Ryan is that he has always maintained a high level of professionalism and confidentiality. Everything he has always told me has been the way it’s happened. There have been no surprises. I know people that I have referred to Ryan that have had difficulty other places; people who now wouldn’t work with anybody other than Ryan.

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Equal Opportunity Lender and License Info

Gateway Mortgage is an equal opportunity
St. Louis mortgage broker licensed to do business
in the following states:
Colorado – 100036655
Florida – MBR995
Massachusetts – MB21149
Missouri – 11-525
Licensed by the Virginia State Corporation Commission as MC-5194
NMLS ID #21149 (

Security Policy

In addition to standard industry confidentiality Best Practices, Gateway Mortgage has a strict privacy policy regarding all personal information obtained from clients and prospects. Names, addresses, telephone numbers, email address or other personal information obtained in the course of communication with our clients, prospective clients and other associates, is solely used for internal Gateway Mortgage purposes and is never shared, sold or traded with any other entity without your written permission. You can rest assured any information you share with us is handled with professionally care and kept totally secure.

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“What are rates at these days?”

By far, the most common question I receive and the question that frustrates me more than anything.  Why is that?  Because “interest rate” may NOT be the most important question you should be asking.  I love the “rate shoppers” as well who get referred to me by previous clients or referral partners and all they want to hear is a rate lower than their previous phone call.  It’s like a challenge and they feel a sense of pride if they finally get the guy on the phone that tells him/her the rate they want to hear or the [below market] rate they

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